General

  • “Why Would an Older Investor Buy Long Duration Bonds?”

    Older investors often shy away from long duration fixed income because of the maturity dates relative to their age. It may feel counterintuitive to buy a twenty or thirty year bond at the age of 60, 70, 80, or older. But, that counterintuitive feeling exposes a contradiction. Most older individuals cherish safety and stability in

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  • Investment Grade Individual Corporate Bonds: How Long Is Too Risky?

    Investment grade, individual corporate bonds are often sought after over government bonds because they can offer substantially higher yields. Many investors view the credit ratings, or the business itself, as “too great to fail”.  While an investment grade credit rating or a certain business can be “too great to fail” for a several year period,

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  • Impressive Yields on High Quality, Low Risk, Tax-Exempt Municipal Bonds

    Since 2022, bonds have been offering attractive yields not seen since the rate cuts that occurred following the Global Financial Crisis. Yields on high quality, low risk, tax-exempt, municipal bonds are especially attractive. As you will see, some bonds are offering taxable-equivalent yields of 7% to 10%! Tax Exempt Municipal Bond Example: CUSIP 57582RMJ2 This

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  • Welcome to The Conservative Investor!

    Welcome to The Conservative Investor! As the name insinuates, this is a community intended for individual conservative investors. Most investing websites, forums, subreddits, and communities cater to speculative investments and aggressive growth. This often leaves out investors who have low risk-tolerances, or other priorities such as capital preservation, stable growth, income, etc. As the website

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